Hot Tips for Co-Ownership
HOT TIPS
BUYERS AGENT
Don’t rush into buying a house just because you now have the means. If you lack experience and confidence you might overpay or might overlook structural defects, pests, buy in an area which is about to be re-zoned or you simply could be buying more for your money. A buyers agent will help you address these issues. Another good investment especially for first homeowners. Contact us.
CREDIT CHECK
Sometimes people tell you that they’ve had no credit defaults or haven’t succumbed to bankruptcy but as a precaution, ask to see their full credit rating history. This can be obtained at http://www.mycreditfile.com.au. They must apply for it as you are unable to do so.
POLICE CHECK
How do you know you’re not entering into a co-ownership with a person of undesirable character? We suggest a police check.
- http://www.police.vic.gov.au/content.asp?Document_ID=274 (Victoria)
- http://www.police.nsw.gov.au/about_us/structure/specialist_operations/forensic_services/related_information/criminal_records_section/related_information/frequently_asked_questions/national_criminal_history_record_check(NSW)
- http://www.police.tas.gov.au/permits/criminal-history(TAS)
- http://www.police.wa.gov.au/OurServices/PoliceChecks/tabid/1202/Default.aspxgov.au/ (WA)
- http://www.police.qld.gov.au/(QLD)
- http://www.police.sa.gov.au/sapol/services/information_requests/national_police_certificate.jsp(SA)
- http://www.pfes.nt.gov.au/documents/File/police/frontcounter/crimhist/PF095-CriminalHistoryCheck-Application.pdf(NorthernTerritory)
- http://www.afp.gov.au/about.html (National Police Check)
See relevant state police check sites) Both parties should undergo this procedure.
FENG SHUI
Feng Shui is a popular ancient Chinese art form transforming energy within your home using configurations, colours and other elements. If you seek to make your new house an harmonious one, then Feng Shui may be just what you need!